Backlog full. Cash flow empty? Let's fix the second one.
Clutch Advance Technologies LLC ('Clutch Advance') is a business funding marketplace, not a lender. Funding is provided by our network of funding partners. If your schedule is booked but your bank account says otherwise, tell us what you need once and compare what's actually available.
The payment gap
Commercial work pays in 60 to 90 days, and general contractors routinely hold retainage until closeout — which can sit there long after your crew has moved on to the next job. Materials have to be bought up front, payroll runs every week, and equipment either gets repaired or replaced now. We work with general contractors and the trades that carry that gap: HVAC, plumbing, electrical, and roofing.
Funding built for project cash flow
Advances can cover materials and crew payroll so a job doesn't stall waiting on a draw. Repayment options are built to flex with lumpy project payments rather than a rigid daily debit that assumes money arrives on a schedule your customers never agreed to.
What funders look for
Funding partners typically review contract backlog, deposit history, and time in business. Seasonal swings are understood — most trades have a slow stretch, and a funder who works with contractors expects to see one.
The marketplace advantage
One application goes out to multiple funding partners, so you can compare offers instead of accepting the first one placed in front of you. Many options don't require collateral, and every offer shows its total payback before you sign.
Who sets your terms
Clutch Advance Technologies LLC is a business funding marketplace, not a lender; funding is provided by our network of funding partners. Amounts, factor rates, fees, and repayment schedules are set by the funding partner, not by us, and are disclosed to you in writing before you sign. Checking your options won't affect your credit score. Funders may perform a hard credit check before final approval.
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