Merchant Cash Advance Calculator
Free MCA calculator — see your true cost.
Drag the sliders to see an estimated total payback. Unlock the full breakdown — daily debit, effective APR, and side-by-side comparison — with a quick form. No hard credit check required.
Build your estimate
Adjust either metric to see your numbers update instantly.
$50,000
$10K$500K
$30,000
$5K$500K
Total payback (est.)
$59,979 – $64,979
Based on a factor rate of 1.20–1.30
Unlock your full breakdown
See your daily debit, effective APR, and how it compares to other financing.
These figures are estimates generated for evaluation purposes only. Actual factor rates, terms, and remittance structures vary based on full underwriting of your business performance. No hard credit check is required to see your options, and submitting a request does not obligate you to accept any offer.