Funding options

Business funding options, matched to how your business earns.

Our core product is a merchant cash advance: we purchase a fraction of your future revenue and you repay as a percentage of what your business brings in. Where a term loan or line of credit genuinely fits your situation better, we'll say so and arrange it with a funding partner who does it well.

Every cost disclosed in writing before you sign

Merchant Cash Advance

Up to $200,0003 – 18 months

Terms disclosed in writing before you sign

An advance on your future card sales, repaid as a percentage of your daily card revenue. On slower days you pay less, so payments flex with how your business actually earns. A merchant cash advance is a purchase of future receivables, not a loan.

Best for

  • Card-heavy businesses
  • Restaurants & retail
  • Newer businesses
  • Fluctuating revenue
Repayment: Percentage of daily card sales

Term Loan

$5,000 – $500,0006 – 24 months

Terms disclosed in writing before you sign

A lump sum of working capital with a fixed repayment schedule. Suited to one-time investments: equipment purchases, inventory restocks, renovations, or expansion projects.

Best for

  • Equipment & vehicles
  • Bulk inventory
  • Facility expansion
  • Marketing pushes
Repayment: Weekly or monthly payments

Business Line of Credit

Up to $250,000Revolving, 6 – 12 month draw periods

Terms disclosed in writing before you sign

Draw only what you need, when you need it, and pay interest solely on the balance you carry. As you repay, your available credit replenishes — a flexible safety net for uneven cash flow.

Best for

  • Seasonal cash flow gaps
  • Bridge funding
  • Unexpected expenses
  • Short-term opportunities
Repayment: Pay interest only on what you draw

Equipment Financing

Based on the equipmentMatched to the asset's useful life

Terms disclosed in writing before you sign

Finance the equipment your business runs on — trucks, ovens, POS systems, machinery, or technology — spread across manageable payments instead of one large upfront hit, so you keep working capital in the business.

Best for

  • Trucks & vehicles
  • Kitchen equipment
  • POS & technology
  • Machinery
Repayment: Payments matched to the asset

Amounts, costs, terms, and funding times shown above are typical illustrations only. They vary by business and are not a commitment to fund. All terms are disclosed in writing prior to signature, in accordance with applicable state commercial financing disclosure requirements, and all funding is subject to approval.

Funding tips for business owners, once a week

One short email with practical cash-flow and funding notes — what funders look at, how to time a request, and how to keep costs down. No hype, unsubscribe any time.

Find the product that fits your business

Tell us your numbers once and we will match you to the right option — with every cost disclosed in writing before you sign.