Business Line of Credit
A revolving credit line you draw against on demand. Keep it open and tap it whenever an opportunity — or an unexpected gap — shows up. Lines of credit are offered through our funding partners.
Draw only what you need
Request funds in any amount up to your approved limit, whenever you need them. An unused line costs you nothing to keep open, subject to your funding partner's terms.
Pay interest on the balance
Interest accrues on the amount you've actually drawn, not your full limit. As you repay, your available credit replenishes, so the same line can cover you again and again.
Reuse as you repay
Every repayment frees up credit you can draw again — a flexible safety net for payroll timing, inventory gaps, or a time-sensitive opportunity.
Set by your funding partner
Your credit limit, interest rate, and draw terms are set by the funding partner based on your application, and are disclosed before you draw. Clutch Advance does not set or alter these terms.
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